Engagements
How an advice engagement unfolds
Consulting work at Kingsmere follows a repeatable sequence so you know when documents are due, when recommendations arrive, and when decisions sit with you.
Why this page exists
Advice is a sequence of meetings and papers, not a single product pitch
Whether you book a Comprehensive Wealth Review or a narrower Protection & Family Cover Review, the rhythm is similar: clarify the decision, gather evidence, meet, receive writing, then choose next steps. This page describes that rhythm so you can prepare.
Engagement stages
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Discovery call
A 45-minute conversation to understand the decision on your desk — retirement date, scattered pots, a company exit, or a protection gap. We confirm whether Kingsmere is a fit and outline a likely fee range.
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Engagement letter & checklist
You receive a written scope, fee, and a document checklist. Work begins only after you accept. Secure file transfer guidance is included so statements do not travel by casual email.
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Review meeting
We meet in Castle Murphy or by video for a structured discussion of income, assets, liabilities, and protection. Home visits within 25 miles are available when preferred.
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Written recommendations
Flagship reviews include a peer check before the pack leaves the office. You receive prioritised actions, scenario notes, and a clear list of what we are not advising on.
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Follow-up & your decision
One clarification call is included with the Comprehensive Wealth Review. Implementation — transfers, applications, or solicitor instructions — proceeds only when you choose to continue.
Typical timeline
Three to four weeks from discovery to written pack for a household wealth review, assuming documents arrive promptly. Exit-year planning may run longer when accountants and solicitors join the calendar.
What we ask you to prepare
Recent pension statements, investment valuations, protection schedules, and a short note of known future costs — school fees, renovations, or succession dates.