Consultation
Comprehensive Wealth Review
A full review of pensions, investments, protection, and tax wrappers, followed by a written recommendation tailored to your household or business.
Who it is for
Households and business owners in Northern Ireland who want a clear picture of their current position before making larger financial decisions.
What you receive
A written wealth review with prioritised recommendations, projected outcomes under two or three realistic scenarios, and a plain-language action list.
Scope
We examine workplace and personal pensions, ISAs and other wrappers, investment holdings, life and income protection, inheritance planning basics, and cash reserves against known future costs.
Provider
A Chartered Financial Planner at Kingsmere Wealth Consulting leads each review; a second adviser peer-checks recommendations before delivery.
Included
- Initial discovery call (45 minutes)
- Document checklist and secure file transfer guidance
- Two-hour review meeting at our Castle Murphy office or by video
- Written recommendations within ten working days
- One follow-up call to clarify the action list
Not included
- Discretionary investment management
- Tax return preparation or HMRC representation
- Mortgage broking or regulated lending advice
- Ongoing portfolio monitoring unless retained separately
How the review runs
-
Share your goals and current arrangements on a discovery call
-
Gather statements using our checklist
-
Meet for a structured review of income, assets, liabilities, and protection gaps
-
Receive a written recommendation pack
-
Decide which steps to take independently or with further Kingsmere support
Duration
Typically three to four weeks from discovery call to written pack
Location
Castle Murphy office or video; home visits available within 25 miles for clients who prefer them
Preparation
Bring or upload recent pension statements, investment valuations, protection policy schedules, and a note of known future expenses such as school fees or business succession.
Constraints
Advice is provided under UK regulation for residents of the United Kingdom. We do not advise on overseas tax residency or US persons.
Fee basis
From £1,450 for a single-household review; complexity and business interests may increase the fee, confirmed in writing before work begins.
Request a discovery call via the contact form and select Comprehensive Wealth Review.